Product Solutions

From lines of credit to equipment financing, we offer the solutions to help your business grow.

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Business Line of Credit

Draw funds if and when needed with fixed payments that replenish the cash available to your business! The use of funds is unsrestricted with lines up to $250k available. Monthly Percentage Rates as low as .05%.

LEARN MORE ABOUT THE BUSINESS LINE OF CREDIT

    • Does not report to personal credit or effect DTI

    • Draw once or use in perpetuity

    • Low cost of capital

    • Perfect for short-term stop gaps

    • Working Capital

    • Inventory and supplies

    • Business Expansion

    • Cash Equipment Purchases

    • Monthly Simple Interest Rates starting at .05%

    • Can Set Up in 24 Hours

    • Up to $250k No Personal Collateral

    • Minimum 650 FICO

    • $15k Monthly Gross Revenue

    • No Open or Recent BK (Personal OR Business)

    • Minimum 2 Years in Business

    Note: These are general qualifications. Other information may be considered at time of application

Equipment Financing

Equipment financing empowers your business to acquire critical assets—such as a kitchen equipment, a company vehicle, or specialized machinery—through tailored loan or lease solutions.

Designed with flexibility in mind, these options adapt to your unique equipment needs, enabling you to secure the tools essential for your operations and growth without compromising your cash flow.

LEARN MORE ABOUT EQUIPMENT FINANCING

    • Quick and easy funding process

    • No reflection on personal credit

    • Funding in as little as two days

    • Corp Only Available

    • Office equipment

    • Company vehicles

    • Restaurant equipment

    • Machinery upgrades

    • Replacement equipment

    • Finance options available for most types of equipment

    • Financing options up to $2MM

    • Up to $250k App only

    • Up to $350k App & Quote

    • Over $350k with full business financials

    • Corp Only Available

    • Prime and Sub-Prime Options Available

    • Start Ups OK (No restaurants)

    Note: These are general loan qualification. Other information might be considered during application time.

Revenue Based Financing

Cash flow is the life blood of any business. A Working Capital solution provides needed funds for emergencies, growth opportunities, or slow A/R cycles, with approval based on cash flow data.

Repayment terms generally range from 3 to 24 months, offering flexible options. Fast funding—often within 1-3 days but we’ll move at your pace.

LEARN MORE ABOUT REVENUE BASED FINANCING

    • Can fund in hours

    • Does not report to personal credit or effect DTI

    • Renewable source of funding

    • $5k to $1MM

    • Take advantage of growth opportunities

    • Inventory and supplies

    • On boarding new staff

    • Business expansion

    • Repairs & upgrades

    • Cover Tax Liabilities

    • Competitive Rates

    • Can fund in 24 hours

    • $5K - $1MM available

    • 3 - 24 Month Repayment Term

    • Does not report to personal credit or affect DTI

    • Challenged Credit OK, 6 months minimum time in business, unrestricted use of funds

    Note: These are general loan qualification. Other information might be considered during application time.

Cost Segregation Study

A cost segregation study unlocks tax savings by accelerating depreciation on your commercial property, freeing up cash for emergencies, growth, or slow seasons. We analyze your assets to maximize deductions tailored to your business.

Results are fast—often delivered in weeks—and we’ll work at your pace to ensure it fits your needs.

LEARN MORE ABOUT A COST SEGREGATION STUDY

    • Boosts Cash Flow:

    • Increases Tax Savings

    • Enhances Asset Value

    • Property Ownership: You must own commercial or rental real estate.

    • Recent Purchase or Build: Best for properties acquired or built in the last 7-10 years.

    • Taxable Income: Need income to offset with accelerated depreciation.

    • Documentation: Provide purchase details, blueprints, or cost records.

    Note: These are general requirements. Other information might be considered during application time.

SBA 504 Loans

Growth can hinge on the right financing. An SBA 504 loan delivers funds for major purchases like real estate or equipment, with approval tied to your business’s financial strength.

Repayment terms range from 10 to 25 years, offering flexible, long-term options.

LEARN MORE ABOUT 504 LOANS HERE

    • Low, fixed rates

    • Funds up to 90% of project costs

    • Long terms of 10 to 25 years

    • Financing from $125k to $20MM

    • Purchase commercial real estate

    • Finance equipment

    • Renovate or expand facilities

    • Refinance eligible debt

    • Fixed Rates

    • Terms: 10, 20, or 25 years.

    • Amount: $125k to $20MM.

    • Down Payment: As low as 10%.

    • Business Size: Must be a for-profit small business (under SBA size standards—typically less than $15M net worth and $5M average net income).

    • Owner Occupancy: At least 51% of the property (for real estate) must be owner-occupied; 60%+ for new construction.

    • Cash Flow: Must show ability to repay based on historical or projected cash flow and financials.

      Note: These are general loan qualification. Other information might be considered during application time.